Australian Finance Specialists
Business & Asset Finance
When You Need It.
A system built for business owners. More choices. Fast answers. No runaround.
50+
Lender panel
24hr
Pre-approval time
$0
Cost to enquire
100%
Working for you
Motor Vehicle Finance
Equipment Finance
Business Loans
Earthmoving & Civil Equipment
Farming Equipment
Cashflow Solutions
Debt Consolidation
Trade Finance
Marine Finance
Fitout Finance
Motor Vehicle Finance
Equipment Finance
Business Loans
Earthmoving & Civil
Farming Equipment
Working Capital
Business Loans
Trade Finance
Marine Finance
Line Of Credit
Who We Help
Funding your business
through every stage.
Whether you're just starting out or scaling an established operation, we work with every type of Australian business owner. We start with what matters to you – your cashflow, your timeline, your goals. Then we find the finance that fits.
Trade & Construction
ABN income, variable pay, contract work. We work with lenders who understand how the trade and construction industry actually works, not just what's on a tax return.
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Farmers & Rural
Seasonal cashflow, rural property, specialist equipment. We find lenders who understand life on the land and structure finance around your production cycle.
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Transport & Logistics
Trucks, trailers, refrigerated units, owner-operators. Finance built around transport businesses — from a single rig to a full fleet.
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Equipment Hire
Income-generating assets, fleet expansion, replacement equipment. Finance structured around your utilisation rates and the assets that keep your business billing.
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Get Started
Ready to get your
business funded?
No obligation. No credit check to enquire. Fill out the form and we'll be in touch within the hour.
✓
No credit check to enquire. We assess your situation before anything is submitted.
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One application, 50+ lenders. We protect your credit file while maximising your options.
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Response within the hour. No waiting days, we move at the pace your business needs.
What We Finance
Every industry. Every finance solution.
🚗
Motor Vehicle Finance
Utes, vans, and commercial vehicles. Finance structured around your business use and cashflow.
Get a quote →🚛
Truck & Trailer Finance
Rigid trucks, semis, B-doubles, and trailers. Finance for owner-operators and transport businesses of all sizes.
Get a quote →🏗️
Earthmoving & Equipment
Excavators, loaders, compactors, civil and construction equipment financed fast, even for specialist or used machinery.
Get a quote →🚜
Farming Equipment
Structured around your production cycle and seasonal cashflow. Finance for tractors, harvesters, irrigation, and more.
Get a quote →💼
Business Loans
Secured and unsecured options for working capital, expansion, or operational needs. You decide what to secure it against.
Get a quote →💳
Line of Credit & Overdraft
On-demand working capital to smooth expenses, manage gaps, and stay liquid when timing doesn't line up.
Get a quote →🔄
Debt Consolidation
Consolidate debt, manage tax obligations, or release equity. Designed to reduce financial pressure and simplify repayments.
Get a quote →🚢
Trade & Import Finance
Short-term funding that bridges the gap between paying suppliers and getting paid. Take on large orders with confidence.
Get a quote →⛵
Marine Finance
Fishing vessels, workboats, and commercial ferries. Finance for income-generating marine assets of all sizes.
Get a quote →Why B-Core
We work for you.
Not the banks.
Most finance options put the lender first. We exist to give Australian business owners a genuine advantage, and a partner who's in your corner from first call to settlement.
01
More options, more control
We give you access to 50+ lenders in one application, so you're never stuck with just one answer.
02
Your time is our priority
We deal with the lenders, the paperwork, and the back-and-forth, so you can stay focused on running your business.
03
Transparent at every step
Clear information, honest advice, and no surprises. You'll always know where your application stands and why.
04
Someone in your corner
Our negotiation experience sets you up to secure stronger terms, sharper rates, and better outcomes than going it alone.
Why B-Core
Not a bank. Not a dealership.
Something better.
A specialist finance broker built for Australian business owners that mainstream lenders can't assess fairly.
B-Core Financial Finance broker for your industry |
Banks & Dealerships Standard options |
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Specialists in Australian business finance ABN income, variable pay, complex structures — all understood |
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Works deals banks have already declined We reframe and find lenders who will say yes |
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Accepts irregular & non-standard income Seasonal, contract, ABN and variable income all assessed fairly |
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Fast response — within 24 hours You'll know where you stand, fast |
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One application, 50+ lenders No wasted enquiries on your credit file |
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No credit score impact to check eligibility We assess before any hard enquiry is made |
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Transparent at every step Clear terms, honest advice, no surprises |
FAQ
Your questions,
answered.
Still unsure? Reach out and we'll walk you through your options, no obligation, no pressure.
Enquiring with B-Core does not affect your credit score. We assess your situation first, then only submit a formal application to the most suitable lender, protecting your credit file from unnecessary inquiries.
Approval times range from 4 hours to 2 business days, depending on your situation and the lender. Our team handles all lender communication so you're not left waiting and wondering.
Yes. Bank rejections are common for business owners because banks use systems designed for salaried employees. Our lender panel includes specialist non-bank lenders who work with SMEs, ABN holders, low-doc situations, and imperfect credit histories.
Most B-Core clients qualify for 100% finance, meaning $0 upfront. Whether a deposit is required depends on your financial profile and the lender's assessment. We'll be upfront with you before you commit to anything.
Yes. We have lender options for businesses without a long trading history, including startups and recently registered ABNs. We'll assess what's possible and give you an honest picture of your options.
We compare 50+ banks and lenders to ensure you receive the most competitive rate available. Our network often secures better terms than going directly to a bank or through a dealership, including access to exclusive broker-only lenders.
We start with a brief conversation to understand your needs. From there we'll typically request a driver's licence, Medicare card, and privacy acknowledgment. If your situation requires more detail, such as bank statements or tax returns, we'll guide you through it clearly.
Our Network
More than 50+ lenders to partner with
Finance that keepsyour business moving.
Our system is built for business owners. Fast answers, with access 50+ lenders. Anywhere, anytime.
© 2026 B-Core FinancialAll rights Reserved
*24-hour approval time is indicative and subject to deal complexity and lender requirements. B-Core Financial Pty Ltd ABN 74 693 529 485 is an authorised credit representative of Australian Credit Licence #531308
© 2026 B-Core FinancialAll rights Reserved
*24-hour approval time is indicative and subject to deal complexity and lender requirements. B-Core Financial Pty Ltd ABN 74 693 529 485 is an authorised credit representative of Australian Credit Licence #531308