Thank you!
We will be in touch with you shortly.
- contacts -
If you have any questions, business inquiries or you'd like a quote, feel free to contact us in any convenient way.
Write to usmoc.erocb%40ofni.au
Call 0435 566 178
- faq -
How do I apply for finance?
Getting started is simple. We start with a brief phone call to assess your business needs. From there, we collect your essential documents and leverage our network to match you with the ideal lender. We provide updates as we progress and ensure you get the right finance without the traditional delays.
How long does it take to be approved?
Approval times vary from 4 hours to 2 days. At B-Core Financial, we focus on the best long-term fit for your needs rather than the quickest turnaround. This upfront diligence ensures your finance structure remains a business asset for the entire loan term.
What application documents are needed?
We start with a brief phone conversation to understand your needs. From there, we’ll request your essential documents, typically a driver’s license, Medicare card, and privacy acknowledgment. If your situation requires further detail, such as bank statements or tax returns, we'll guide you through it.
Do I need a perfect credit profile?
Not necessarily. B-Core Financial works with lenders for every credit profile. Whether your credit is perfect or has some speed bumps, we can help you explore your options.
What are the interest rates?
Despite rates you may have seen advertised, interest rates vary by lender, vary by the borrower and are influenced by market conditions. Your final rate is specific to your business profile, that considers credit history, financial position, time in business, and asset type.
Are your rates competitive?
We compare 40+ banks & lenders to ensure you receive the most competitive rate available. Our extensive network often secures better deals than going directly to a bank or through a dealership, including access to exclusive, broker-only lenders. At B-Core Financial, we work for you, not the banks.
Do I need a deposit for asset finance?
Most B-Core Financial clients qualify for 100% financing, meaning you can preserve your business's cash flow by paying $0 upfront. However, whether a deposit is required often depends on your specific financial situation and the lender’s assessment of risk.
Can I finance older used assets?
We provide finance for both new and used vehicles and equipment. Generally, any primary or secondary asset depreciable for business purposes is eligible, though specific lender policies vary by asset type.
How do I choose the right business loan?
Selecting the right finance depends on the nature of your business. Whether your needs are long-term, seasonal, or driven by cash flow gaps. Since choosing from dozens of products can be overwhelming, B-Core Financial provides an obligation-free consultation. We assess your requirements and recommend the optimal solution for your specific goals.
How long does it take to get a business loan?
The timeframe for approval depends on the specific loan structure. However, for businesses requiring urgent capital, we offer streamlined products with approval windows as short as 24 hours.