ContactQuote
ContactQuote
Trade & Construction Finance

Finance that gets
how you work.

ABN income, contract work, variable pay. Banks don't always get it. We connect tradies and builders with 50+ lenders who understand how you actually earn.

Get a Free Quote Book a Call
50+
Lenders to compare
90%+
Approval rate
$0
Cost to enquire
24hr*
Approval time
The Problem

Banks don't speak tradie.
We do.

When your income comes from contracts, ABN work, and variable pay, traditional lenders often can't see the full picture. We work with specialist lenders who assess your situation the right way — not just what's on a tax return.

Bank said no
A rejection from your bank isn't the end of the road. It just means they're using the wrong system to assess you.
Equipment downtime
Every day without the right gear is a day you're not earning. We move fast so your tools aren't sitting idle.
Too much paperwork
We handle the back-and-forth with lenders so you can stay on the tools, not buried in forms.
Credit file concerns
We assess your options before anything is submitted — protecting your credit file from unnecessary enquiries.
What We Finance

Everything your trade
business needs.

Utes, vans & commercial vehicles
Excavators & earthmoving equipment
Trailers & towing equipment
Tools, plant & machinery
Scaffolding & access equipment
Working capital & business loans
Debt consolidation
Equipment upgrades & replacements
Get a Free Quote
How It Works

Easier than quoting a job.

Three steps. No nonsense. We handle the hard part so you can stay focused on the work.

1
Step
Tell us what you need
Fill in the quick form below. Takes less than 2 minutes. No credit check, no commitment — just the basics so we can get started.
2
Step
We find your options
We assess your situation and match you with the right lenders from our panel of 50+. No guesswork, no wasted enquiries on your credit file.
3
Step
We get it sorted
We walk you through it start to finish. Clear terms, honest advice, no jargon or runaround. You stay on the tools while we handle the rest.
Get Started

Let's find your finance.

No obligation. No credit hit to enquire. Tell us what you need and we'll be in touch within the hour.

Your Data is Safe
Your quote request will always remain secure & confidential.
No Credit Impact
Enquiring won't touch your credit score. We only move when you're ready.
Straight Talkers
No sales pitch, no runaround. A real conversation about your options.
Why B-Core

Not a bank. Not a dealership.
Something better.

A specialist finance broker built for trade and construction businesses that mainstream lenders can't assess fairly.

B-Core Financial
Finance broker for your industry
Banks & Dealerships
Standard options
Specialists in trade & construction finance
ABN income, variable pay and contract structures understood
Works deals banks have already declined
We reframe and find lenders who will say yes
Accepts irregular & contract income
No penalty for variable earnings or gaps between jobs
Fast response — within 24 hours
You'll know where you stand, fast
One application, 50+ lenders
No wasted enquiries on your credit file
No credit score impact to check eligibility
We assess before any hard enquiry is made
Transparent at every step
Clear terms, honest advice, no surprises
See My Options
FAQ

Questions
tradies ask us.

Can't find what you're looking for? Give us a call and we'll walk you through your options — no obligation, no pressure.

Yes. Many of our lenders specialise in ABN and self-employed borrowers. They assess your situation based on your actual income — not just a payslip or tax return. Whether you're a sole trader, contractor, or running a trade business, we have options.
Absolutely. Bank rejections are common for tradies because banks use systems built for salaried employees. Our panel includes specialist non-bank lenders who work with variable income, imperfect credit, and complex structures every day.
Enquiring with B-Core does not affect your credit score. We assess your situation first and only submit a formal application to the most suitable lender — protecting your credit file from unnecessary enquiries.
Most of our trade clients qualify for 100% finance with $0 deposit. Whether a deposit is required depends on your financial profile and the lender. We'll be upfront about this before you commit to anything.
Approval times range from 4 hours to 2 business days depending on the lender and your situation. We handle all communication with the lender so you're not left waiting and wondering.
Bad credit doesn't automatically rule you out. We have lenders who look beyond your credit score and assess the full picture — your income, your assets, and your ability to repay. Tell us your situation and we'll find out what's possible.
We start with a quick conversation to understand your needs. From there we'll typically need a driver's licence and some basic details. If more is required — such as bank statements or BAS — we'll guide you through it clearly and simply.
Don't Wait

The right lender
is out there.
Let's find them.

No credit check. No cost. No obligation. If we can't help, we'll tell you straight away — but chances are, we can.

See My Options
Response within 24hrs
No credit check
50+ lenders on your side
ContactQuote

Memberships

Illustration
Illustration

Links

Email us

ua.moc.erocb%40ofni

© 2026 B-Core FinancialAll rights Reserved

*24-hour approval time is indicative and subject to deal complexity and lender requirements. B-Core Financial Pty Ltd ABN 74 693 529 485 is an authorised credit representative of Australian Credit Licence #531308

ContactQuote

Memberships

Illustration
Illustration

Links

Email us

ua.moc.erocb%40ofni

© 2026 B-Core FinancialAll rights Reserved

*24-hour approval time is indicative and subject to deal complexity and lender requirements. B-Core Financial Pty Ltd ABN 74 693 529 485 is an authorised credit representative of Australian Credit Licence #531308