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Transport & Logistics Finance

Finance built for
the road ahead.

Trucks, trailers, refrigerated units, owner-operators. We work with lenders who understand transport — from a single rig to a full fleet.

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50+
Lenders to compare
90%+
Approval rate
$0
Cost to enquire
24hr*
Approval time
The Problem

Banks don't get transport.
We do.

Variable income, owner-operator structures, and specialised assets make it hard for traditional lenders to assess transport businesses fairly. We connect you with lenders who know how the industry actually works.

Bank said no
A rejection from your bank isn't the end of the road. It just means they're using the wrong system to assess you.
Vehicle downtime
Every day your truck isn't running is a day you're not earning. We move fast so your fleet stays on the road.
Too much paperwork
We handle the back-and-forth with lenders so you can stay focused on running your business, not buried in forms.
Credit file concerns
We assess your options before anything is submitted — protecting your credit file from unnecessary enquiries.
What We Finance

Everything your transport
business needs.

If it keeps your fleet moving, we can finance it.

Rigid trucks & semi-trailers
B-doubles & road trains
Refrigerated & temperature-controlled units
Trailers & dog trailers
Owner-operator finance
Working capital & business loans
Fleet upgrades & replacements
Debt consolidation
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How It Works

Easier than quoting a job.

Three steps. No nonsense. We handle the hard part so you can stay focused on the work.

1
Step
Tell us what you need
Fill in the quick form below. Takes less than 2 minutes. No credit hit, no commitment.
2
Step
We find your options
We remove the guesswork, assess your situation and match you with the right lender.
3
Step
We get it sorted
Clear terms, honest advice, no jargon. You stay on the road while we handle the rest.
Get Started

Let's find your finance.

No obligation. No credit hit to enquire. Tell us what you need and we'll be in touch within the hour.

Your Data is Safe
Your quote request will always remain secure & confidential.
No Credit Impact
Enquiring won't touch your credit score. We only move when you're ready.
Straight Talkers
No sales pitch, no runaround. A real conversation about your options.
Why B-Core

Not a bank. Not a dealership.
Something better.

A specialist finance broker built for transport and logistics businesses that mainstream lenders can't assess fairly.

B-Core Financial
Finance broker for your industry
Banks & Dealerships
Standard options
Specialists in transport & fleet finance
Owner-operator income, ABN structures & fleet deals understood
Works deals banks have already declined
We reframe and find lenders who will say yes
Accepts variable transport income
Contract rates, owner-operator pay and irregular income all assessed fairly
Fast response — within 24 hours
You'll know where you stand, fast
One application, 50+ lenders
No wasted enquiries on your credit file
No credit score impact to check eligibility
We assess before any hard enquiry is made
Transparent at every step
Clear terms, honest advice, no surprises
See My Options
FAQ

Questions
operators ask us.

Can't find what you're looking for? Give us a call and we'll walk you through your options — no obligation, no pressure.

Yes. We specialise in owner-operator finance. Our lenders understand ABN income, contract work, and variable pay — and assess you on how you actually earn, not just a payslip.
Both. Whether you're financing your first rig or expanding an existing fleet, we have lenders who work at every scale — from single vehicles to multi-unit transport operations.
Absolutely. Bank rejections are common for transport operators because banks use systems built for salaried employees. Our panel includes specialist non-bank lenders who work with transport businesses every day.
Yes. Many of our lenders will finance used, older, or high-kilometre vehicles that mainstream banks often won't touch. Tell us what you're looking at and we'll find the right fit.
Enquiring with B-Core does not affect your credit score. We assess your situation first and only submit a formal application to the most suitable lender — protecting your credit file from unnecessary enquiries.
Most of our transport clients qualify for 100% finance with $0 deposit. Whether a deposit is required depends on your financial profile and the lender. We'll be upfront about this before you commit to anything.
Approval times range from 4 hours to 2 business days depending on the lender and your situation. We handle all communication with the lender so you're not left waiting and wondering.
Don't Wait

The right lender
is out there.
Let's find them.

No credit check. No cost. No obligation. If we can't help, we'll tell you straight away — but chances are, we can.

See My Options
Response within 24hrs
No credit check
50+ lenders on your side
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Memberships

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© 2026 B-Core FinancialAll rights Reserved

*24-hour approval time is indicative and subject to deal complexity and lender requirements. B-Core Financial Pty Ltd ABN 74 693 529 485 is an authorised credit representative of Australian Credit Licence #531308

ContactQuote

Memberships

Illustration
Illustration

Links

Email us

ua.moc.erocb%40ofni

© 2026 B-Core FinancialAll rights Reserved

*24-hour approval time is indicative and subject to deal complexity and lender requirements. B-Core Financial Pty Ltd ABN 74 693 529 485 is an authorised credit representative of Australian Credit Licence #531308